Before you start

  • We'll ask you for:
  • • Two forms of primary ID (your Australia driver's licence, passport or Medicare card)
  • • Info about your income, expenses, assets, loans and other credit cards.


  • To apply, you need to:
  • • Be over 18 and an Australian permanent resident
  • • Compare our credit cards rates and fees
  • • Read and accept the Privacy Statement and Consent. This lets us get a credit report from a credit reporting body. We'll also   electronically verify your identity with them, so they can provide an assessment as to whether the info you provide matches the   credit files they hold.
  • • Understand that any ID details provided will be verified with the document issuer
  • • Know that we might call, email or SMS you about this application.

One last thing
Are you expecting any changes to your financial situation that will affect your ability to make the expected repayments?*

Like extended leave, retirement, parental leave, big expenses, etc.