Before you start

  • We'll ask you for:
  • • Two forms of primary ID (your Australia driver's licence, passport or Medicare card)
  • • Info about your income, expenses, assets, loans and other credit cards.


  • To apply, you need to:
  • • Be over 18 and an Australian permanent resident
  • • Compare our credit cards rates and fees
  • • Read and accept the Privacy Statement and Consent. This lets us get a credit report from a credit reporting body. We'll also   electronically verify your identity with them, so they can provide an assessment as to whether the info you provide matches the   credit files they hold.
  • • Understand that any ID details provided will be verified with the document issuer
  • • Know that we might call, email or SMS you about this application.