Before you start

  • We'll ask you for:
  • • Two forms of primary ID (your Australia driver's licence, passport or Medicare card)
  • • Your income and expenses
  • • Info about your loans and other credit cards, if you have them.


  • To apply, you need to:
  • • Be over 18 and an Australian permanent resident
  • • Compare our credit cards rates and fees
  • • Read and accept the Privacy Statement and Consent, which allows us to obtain a credit report and verify your identity online   with a credit reporting body
  • • Understand that any ID details provided will be verified with the document issuer
  • • Know that we might call, email or SMS you about this application.